I Don't Have Enough Money!
I once heard someone say that you must assign your money or it will go and you won’t know where it went. The same is true with time….you must assign your time so that it isn’t wasted. Money and time have several things in common.
They can be gone without you realizing it
They can control your life or set you free
They can make you happy or sad
Dave Ramsey listed 10 Things Americans Waste Money On.
Credit card interest
Designer baby clothes
Unused gym memberships
Premium cable packages
Daily coffee trips
Let’s take a few minutes to think of ways to determine whether we are monitoring our money.
Set a budget to assign your money before you get it
Set a plan on what to do with unexpected income
Always get a receipt for any purchases….yes, even a pack of gum
Weekly, check out your spending to see if it matches your budgeted plan. Remember, if you wait until the end of the month; it might be too late to make the necessary adjustments.