I Don't Have Enough Money!

I once heard someone say that you must assign your money or it will go and you won’t know where it went. The same is true with time….you must assign your time so that it isn’t wasted. Money and time have several things in common.

  1. They can be gone without you realizing it

  2. They can control your life or set you free

  3. They can make you happy or sad

Dave Ramsey listed 10 Things Americans Waste Money On.


  • Credit card interest

  • Deal websites

  • Appetizers

  • ATM fees

  • Overdraft fees

  • Speedy shipping

  • Designer baby clothes

  • Unused gym memberships

  • Premium cable packages

  • Daily coffee trips

Let’s take a few minutes to think of ways to determine whether we are monitoring our money.

  1. Set a budget to assign your money before you get it

  2. Set a plan on what to do with unexpected income

  3. Always get a receipt for any purchases….yes, even a pack of gum

  4. Weekly, check out your spending to see if it matches your budgeted plan. Remember, if you wait until the end of the month; it might be too late to make the necessary adjustments.

#moneymanagement #planning #resources

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