Have you thought about what type of future that you want to give to your loved ones, your community or to the organization that supports your passion? This is a great opportunity to start a journal with your thoughts and desires. Take the small steps towards your futur...

Do you think about other sources of money you receive when you consider how much income you have? Other resources can be child support, spousal support, gifts, yard sales, etc.  Your money has to have an assignment so that you know exactly where it went.  The assignm...

Financial Wellness does not necessarily refer to being wealthy, but defines the state of having control over your current finances and financial future. It also can be related to having a healthy psychological state based on being financially in control because you are...

Healthy sleep habits can make a big difference in your quality of life. Don’t hesitate to talk to your doctor about any concerns you have.  Here are a few tips to consider:

• Set sleep & wake up schedule to train your body on what is expected.

• Set your atmosphere...

Your eyes, ears, nose & lips are called sensory organs because they have a job assigned to them to communicate to the brain. They give signals of pleasure or danger. If they stop working; by choice or by accident; the brain will not receive the signals necessary to sup...

What kind of books or magazines do you like to read?  You might like cars, gardening, history, sports, crafts, science, etc. Ask yourself, what will I get out of reading this.  It’s good to read things that bring you joy or just for fun; but watch out for the pit-falls...

What kind of music do you listen to? What do the lyrics say?  Do the lyrics agree with your beliefs? Let’s look at another angle -- does the music you listen to fill you up with regret or with hope? Music doesn’t just give you something to listen to; it also has a way...

Your inner circle can include family, mentors and friends. Most people don’t stop there; they include co-workers, associates and other types of relationships. Inner circle of friends is defined as a small, intimate, and often influential group of people. To determine w...

Have you thought about some things that you can do to change your view of the world, your life or your daily surroundings? What about some things that you have always wanted to try?  We don’t refer to this as a bucket list because it’s not things you want to do before...

How much time do you spend daily answering calls, checking or reading messages sent to you?

Let’s look at a couple of scenarios.

1. Cell phone calls: 5 calls times 35 minutes equals 15 minutes

2. Text Messages: 10 text messages times 2 minutes each equals 20 minutes

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